How Insurance Impacts Your Personal Injury Case.
In most of our cases, we recover money from an insurance company rather than the individual or company that caused your injuries. The good news is, if you were hit by a sweet, little-old-lady, there’s really no need to worry bankrupting her. Our Santa Monica Personal Injury lawyers will talk you through the importance of insurance, the amount of coverage, and what to do if there is no insurance.
We strongly suggest you let an attorney speak with the insurance companies involved in your case as early as possible. These companies often ask certain questions of you very early on to try and limit your case. An experienced Personal Injury attorney will prevent that.
The existence and amount of insurance coverage matters. Surprisingly, there are plenty of drivers on the streets of California have no insurance coverage whatsoever. If a driver with no insurance coverage is responsible for causing your accident, there is likely little money to collect (despite the potential value of your case) unless you have Uninsured Motorist coverage. If you were driving for, a passenger in, a Lyft or Uber vehicle, there likely is Uninsured Motorist coverage.
It is also somewhat common for a driver to have minimal coverage, and for your injuries to warrant a case value far in excess of the other driver’s coverage. In this situation, you will be likely be limited to their coverage amount, unless you have Underinsured Motorist coverage. If you were driving for, a passenger in, a Lyft or Uber vehicle, there likely is Uninsured Motorist coverage.
However, in most situations, there is adequate coverage to compensate you for the full value of your injuries. Contact our Santa Monica Personal Injury lawyers today to discuss potential coverage issues relating to your case.
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Our reputation as both Santa Monica’s best Personal Injury firm & Lemon Law firm wasn’t earned over night. We got to where we are by limiting the number of clients handled by any one attorney. By doing so, we allow for more one-on-one time with our clients than the competition. Our Santa Monica, Los Angeles and Orange County clients have a lot to say about our the success of our lawyers and their cases.
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Speak with a top-rated Santa Monica Personal Injury lawyer today to understand your rights before they expire. Time is of the essence.