Whatever You Do, Don’t Say “Insurance”

Whatever you do, don’t say the word “insurance.”  That’s assuming you want to avoid a mistrial, getting a much-deserved ear beating by the judge, and sanctions. 

So, what’s the big deal?  How is it that one word carries so much weight?  Well it’s less about the word “insurance” and more about the effect it may have on a jury.  Fearing evidence of the presence or absence of insurance may sway jurors in one direction or the other, there are several sources of law that prevent the mention of existence of insurance in personal injury cases and many other types of trials.